Rent Guarantee – Fully Managed

The threat of the Coronavirus pandemic is real and is affecting the worldwide economy. The potential effects in the UK could be disastrous, especially for landlords who are reliant on rent from their tenants.

Whilst the Government have suggested ‘mortgage breaks’ for homeowners, they have not made it clear what happens after the initial 3 months mortgage payment breaks, making it more important than ever to make sure your rent is protected.

Debt is a reality in every type of business but unlike almost any other service provider, landlords are unable to terminate a contract with their tenant if payment is not received. We have seen an increase in arrears and claims through circumstances which nobody could have predicted. The crash of FlyBe just a few days ago shows that we never know what is round the corner.

Only a court may end a tenancy agreement on the basis of non-payment and we now see in the press that court hearings are being suspended due to the increased risk from Covid-19.

  • What would happen if your tenant couldn’t pay the rent?
  • Could you afford your mortgage commitments?
  • Could you afford essential repairs and maintenance?
  • Could you afford the £1500 + legal costs to start the eviction process?

All rhetorical questions, but here at Belvoir we have made sure that you do not have to be exposed to these risks.

Whilst all insurers have quickly pulled the plug on Coronavirus (Covid 19) cover, we have managed to secure a policy with this cover in place!

But only for a very short time before they close the doors, even to us.

The Belvoir Rent Guarantee is now available to you, for a limited time only, with an optional 3 months payment holiday. This service provides:

  • 100% rent protection on a zero excess basis
  • Rent payable until possession is obtained with no time limit
  • Legal costs included to re-gain possession of the property as a result of a tenancy breach
  • Total payment limit of £50,000
  • Professional court attendance on your behalf by both us as your agent and a professional advocate

No paperwork or liaising with insurers – this is all done by Belvoir. So if your tenant can’t pay, we will ensure you still receive your rent and can meet your own commitments.

The opportunity to set up protection mid-tenancy is extremely unusual and we are only able to offer this as a one-off.

The cost of cover will be just £20 + VAT per property, per month. If you are happy to have this protection put in place you do not need to take any action at all.


Important – Please Read

In the interests of protecting our clients, we have made a decision to purchase this protection on behalf of every one of our clients today.

If you require it, we will cash flow this for the first 3 month’s to help you out, after which we will need the 3 month’s policy payments. Please let us know if you would like this service.

However, if we do not hear from you before the end of Friday 3rd April 2020, we will be unable to retrospectively cancel the policy.

If you are a fully managed landlord and DO NOT want this protection policy, you must communicate this, by email to us before:

Friday 3rd April 2020


You don’t need to let us know if you don’t have a fully managed property with us


If you used us for a Tenant Find Only service, please follow this link:


Please Note

Only tenancies that had fully satisfied references returned and do not already have rent arrears, can be covered. Only fully managed properties can be covered.

If you’re a landlord that chose to accept tenants that didn’t meet our minimum reference criteria, we will unfortunately not be able to provide you with this product.